Teller Blog

Teller Wrapped: 2024 Year in Review

Teller Wrapped: 2024 Year in Review

The Teller protocol has evolved over the years, supporting the first on-chain mortgages in 2022 and becoming the largest ENS lending protocol in 2023. Now, Teller has shown the largest loan volume for select memecoins, GameFi coins, and others in 2024. Stats And Metrics This year, Teller reached new heights

Introducing the Teller ATM: Get Quick Cash with No Margin Calls

Introducing the Teller ATM: Get Quick Cash with No Margin Calls

The Teller ATM provides a simple way to access time-based loans, without the risk of being margin called. Time-based loans offer flexible loan durations, ranging from 1 to 30 days, which can be repaid or extended at any time. The Teller ATM - Simplifying Borrowing for Everyone Teller ATM Time-Based

Understanding Fixed APR for Teller Time-Based Loans

Understanding Fixed APR for Teller Time-Based Loans

There are two main types of interest rates in DeFi loans: fixed APR and variable APR. In this blog, we’ll dive into the advantages of Teller’s fixed APR model for time-based loans and compare it to the variable APR used by DeFi money markets. Teller Loans and Fixed

$APU Cash Advance Volume Surges Past $1M on Teller

$APU Cash Advance Volume Surges Past $1M on Teller

A New Milestone Amid the Memecoin Supercycle In a major milestone for $APU holders, cash advances on the Teller platform have officially surged past $1 million 💪 As the memecoin supercycle sweeps through the crypto world, $APU is quickly becoming a key collateral for traders looking to access liquidity without selling

Utility for $BITCOIN: Transforming Memecoins into a DeFi Strategy

Utility for $BITCOIN: Transforming Memecoins into a DeFi Strategy

Memecoins, often seen as speculative assets, are finding new strategic value in decentralized finance (DeFi). $BITCOIN has become one of the most popular collaterals on Teller and is being used in an interesting DeFi strategy. By using $BITCOIN as collateral for DeFi cash advances, holders can maximize their token’s

Introducing the Teller Widget

Introducing the Teller Widget

The Teller Widget allows platforms to easily integrate time-based DeFi loans, enabling in-app borrowing and lending with no margin calls. It streamlines the process for both users and platforms, offering flexible, secure financial services. Teller Widget Features The Teller Widget is designed for quick integration and customization, providing a seamless

4 Ways to Use a Teller Time-Based Loan

4 Ways to Use a Teller Time-Based Loan

Teller enables time-based, DeFi loans, allowing any asset on Ethereum Mainnet, Polygon, Base, and Arbitrum as collateral. Traditional DeFi lending relies on oracles to track collateral value and, often, comes with the risk of margin calls. Teller loans are based purely on duration. Once a borrower secures a loan, the

How to Use Time-Based Loans to Improve the Health of Leveraged Trades

How to Use Time-Based Loans to Improve the Health of Leveraged Trades

Teller is a decentralized finance (DeFi) platform that enables liquidity through time-based loans. Unlike traditional DeFi lending, which often involves margin calls and liquidation risks due to fluctuating asset values, Teller’s loans are purely time-based. This means collateral is not at risk of liquidation for the duration of a

Maximize Memecoin Liquidity: Use $APU for Time-Based Cash Advances on Teller

Maximize Memecoin Liquidity: Use $APU for Time-Based Cash Advances on Teller

Teller loans provide an innovative solution for navigating defi markets by offering time-based, not oracle-based, loans. This means the only way a borrower can be liquidated is if they fail to pay or renew the loan within the specified timeframe. Memecoins, such as $APU, may experience high volatility. Teller’s

How to Use Teller Time-Based Loans to Maximize Liquid Staking Points

How to Use Teller Time-Based Loans to Maximize Liquid Staking Points

Liquid staking tokens (LSTs) and the platforms that support them have become integral to the DeFi ecosystem. With over $53b in locked assets, LST platforms like EigenLayer, Pendle, Gearbox, and Renzo are rapidly evolving and solidifying their presence in the market. Recently, AiRev significantly boosted their EigenLayer points by 4.

A Year of $PRIME on Teller

A Year of $PRIME on Teller

$PRIME Loans in Numbers August 23rd, 2023 marked the first $PRIME loan issued using the Teller protocol. Since then, borrowers have initiated 100+ loans with $PRIME as collateral— totaling $7.4M+ in loan volume . Why the need? Holders of $PRIME tend to use liquidity on Teller like a cash advance.

Time-based Loans are Now Available for $DEGEN 🎩

Time-based Loans are Now Available for $DEGEN 🎩

Time-based Loans are Now Available for $DEGEN! 🎩

How to Get Started with Teller [Guide]

How to Get Started with Teller [Guide]

Welcome to Teller 👋 Teller is a decentralized lending protocol that offers a different approach to loan repayments and liquidations. How Does Borrowing and Lending Work on Teller? Teller connects competing lenders with borrowers via isolated liquidity pairs using custom loan terms. First, the lender sets the terms and duration of

Lend, borrow and swap to earn Teller Points.

Introducing - Teller Points

Table of contents What are Teller Points? Teller Points are a system to reward early supporters and incentivize activity on the protocol. Points are cumulative and are updated instantaneously. Teller Points are tracked on a leaderboard and users can check their ranking at any time in the Rewards Dashboard. How

Understanding Teller's loan extensions

Understanding Teller's loan extensions

When your next loan is due, but you don’t want to pay back just yet, simply roll it over into a new loan on Teller. Why should a borrower use Teller’s loan extensions? In stark contrast to conventional lending with unforgiving demand for immediate loan repayment, Teller ushers

Understanding Teller's P2P Loans with Time-Based Liquidation

Understanding Teller's P2P Loans with Time-Based Liquidation

Exploring Teller: Streamlining P2P Lending Teller simplifies peer-to-peer lending by connecting lenders and borrowers using an oracle-less order book. It does so through isolated liquidity pairs and custom loan terms, eliminating intermediaries and enhancing the lending process's efficiency. Understanding P2P Loans Teller's core offering is Peer-to-Peer (P2P) loans, providing a

Cryptoloans for memecoins

HarryPotterObamaSonic10Inu: An Unconventional Crypto Loan Strategy for Memecoins

Introduction Memecoin loans might be the thing that kick-starts the next Bull. In the last couple of months, over $1.7 million dollars worth of a memecoin called harrypotterobamasonic10inu (aka ticker $BITCOIN) were used as collateral for loans on Teller. Here’s a story that went viral this week. A

Teller goes live on Mantle Network

Teller goes live on Mantle Network

Teller Protocol is now live on Mantle Network, an Ethereum layer 2 (L2) that boasts an 80% reduction in gas fees and 13% faster transaction times. Mantle Network utilizes optimistic rollups (along with a modular architecture) to combine the security of main net Ethereum with the scalability of an L2.

A Beginners Guide to Decentralized Finance.

What is DeFi Lending? A Beginners Guide to Decentralized Finance

DeFi lending is borrowing and lending crypto assets through peer-to-peer transactions. Teller Protocol offers a passive experience for borrowers and above-market yields for lenders.

How to get a Crypto Loan

How to Get a Crypto Loan

Crypto loans are a type of loan that use cryptocurrencies or NFTs as collateral. Teller Protocol offers a passive experience for borrowers and above-market yields for lenders.

Real estate investing with a crypto loan on Teller Protocol.

Investing in Real Estate with Crypto

TLDR 1. Roofstock onChain & Teller Protocol are making real estate more accessible 2. It’s now possible to buy a real-world home with one click 3. Users can buy a home using crypto with Teller financing Roofstock onChain & Teller Roofstock, an online marketplace for single-family rentals with over $5B in

Use any token as collateral on Teller.

Instant Liquidity For all Tokens

You can borrow against any token in your wallet with fixed duration loans on Teller. Crypto loans are safe from price swings with order books

Leveraging NFTs for a DeFi Loan

Leveraging NFTs for a DeFi Loan

TLDR 1. With the alpha release of Teller V2, Teller NFT holders get access to instant liquidity by borrowing against their NFTs. 2. And now, ANY NFT can be used as collateral for a Custom OTC loan on Teller. Fortune Teller NFTs On April 1, 2021, Teller Protocol released the

Liquid staking after the Shanghai fork.

Liquid Staking after Shanghai

TL;DR: 1. The Shanghai fork will change staking forever 2. Volume in liquid staking protocols is continuing to grow 3. Users can boost the yield of LSDs by leveraging them in DeFi Ethereum Staking When Ethereum transitioned into ETH 2.0 with a proof-of-stake (PoS) consensus network, it opened

Borrow with one click on Teller.

Borrow with One-Click on Teller

There are three major issues with DeFi lending: * Supplying & borrowing is an inefficient, multi-step process * Only certain tokens can be used as collateral. Which requires borrowers to swap illiquid ERC20s just for the purpose of getting a loan. * Transaction fees on Ethereum are notoriously high and high-volume lending activity can